Card types explained

There are three types of virtual cards you can create: standard, auto-refill, and guest access cards. You can also create virtual cards in bulk, up to 100 at a time.


Standard cards are great for just about anything. Designate them for regular spending needs (such as one card per vendor, one per project, or one card per employee), or as a single-use card. They can only be used up to their set credit limit and will deactivate once their active-until date has passed. You can always update these cards to increase the credit limit or extend the active-until date.


Auto-refill cards do just that. Set a credit limit and the frequency at which the card will automatically refill to that limit (daily, weekly, monthly, on a particular day, etc). These cards are great for monthly subscription payments, recurring vendor charges, or managing employee spending every day, week, month, or quarter. Learn more about auto-refill rules here.


Guest access cards were designed to give access to a virtual card to anyone who only needs it once—contractors, interviewees, or vendors for instance. This type of card does not require an Extend account to use the virtual card. The recipient will receive an email with a secure link to their card details. If a recipient is likely to access the virtual card a few times, then the Guest access card may not be the best option for them.

Note: the primary cardholder can edit the details of a guest access card at any time, but the recipient will not be able to request changes, upload attachments, or add notes. If your guest chooses to register, they will then be able to see that card in their Extend account.


Bulk cards are also available with some of our participating bank partners and allow you to create virtual cards up to 100 at a time. To create bulk cards, you will need to create a .CSV file with all the virtual card details and recipient emails to upload to Extend.